Tuesday, March 18, 2008

Overdraft Protection


I don’t want to mention any names, but Wells Fargo Bank sucks. I’m signed up for overdraft protection in case I spend more than I have—I mean, does anyone really keep absolute track of all their spending when they always use their debit card? Please, that’s for suckers who still use check books. The problem is that when I do overdraw, the amount comes in from my credit card—all fine and good, that’s the whole point of the thing—but I still get charged around $15 for every overdrawn transaction. And I’m already paying for overdraft protection. So my question to you, Smells Fartgo, is WHERE THE HELL IS THE OVERDRAFT PROTECTION!? I posed the polite question to a banker at the unspecified bank (it’s Wells Fargo) and his response was, “Well at least you’re not paying the $30 fee those without overdraft protection are paying.” I asked another banker at another branch of the same bank which shall go nameless as to not deface any institution’s reputation (it’s Wells Fargo, they suck…I hope every single branch simultaneously burns down, but all the workers safely escape because they are just trying to earn a living, and they are too weak or scared or desperate for cash to tell their evil money-guzzling employer beast to shove it) and he told me the exact thing, almost verbatim. It immediately became apparent that they had been coached by a standardized higher authority on how to deflect potentially hostile questions like mine and quickly divert my attention to another topic, like “Would you like to sign up for a platinum credit card?”

At that moment I leapt across the counter, grabbed Chad by the tie, and shoved the end of his silky neck knot into the paper shredder. He screamed in terror as it pulled his face closer and closer to the spinning blades. Despite his best efforts to escape, his face was pulled in and shredded into tiny strips, leaving a headless teller. I was amazed that he didn’t die, though. At that point I realized that he was a robot. He stood up and went about his teller duties with a mess of blood and wires pouring out the stump where his head used to be.

“No, I don’t want another credit card,” I replied and walked out, vowing to move all of my business to a credit union. “Have a nice day,” I heard Robo-Chad say as the door closed behind me.

4 comments:

Jeremy said...

Those SOB's. They'll do anything to make a buck, even if they're claiming to SAVE you a buck. They're shady I tell ya.

Netti said...

Robo-Chad can suck it. Go to America First Credit Union...they put America First. Enough said.

Ann Marie said...

America!

B-DAWG FO REALS said...

i hate wells fargo. once i called in to try and get them to change my name on my debit card and they cancelled it instead. didn't even know until i tried to make a purchase at TJ MAXX. by that time it was too late. BASTARDS.